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Defining a Security: The Howey Test - Blockchain and Cryptocurrency: What You Need to Know - 2019The Securities and Exchange Commission today charged Coinbase, Inc. with operating its crypto asset trading platform as an unregistered. Some of the more common types of crypto assets you may encounter are: Cryptocurrency. Cryptocurrency is a digital currency or medium of exchange. The Securities and Exchange Commission today charged Payward Inc. and Payward Ventures Inc., together known as Kraken, with operating Kraken's crypto trading.